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Wilshire Credit Complaints

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84 complaints

Wilshire Credit Complaints & Reviews

Wilshire Credit Reviews

Anonymous
Wilshire Credit - These people flat lied to us
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

We did fall behind a couple payments and were trying to make the payments up but they kept returning them.Instead they said they would tag the late payments on the end of the mortg...

#142891
Dec 20, 2008
689

Anonymous
Wilshire Credit - LOOK! Another Victim of Wilshire
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Hi everyone im one of the many screwed, never late on a payment forced insurance placed on house company sent me to foreclosure. I have a policy its been faxed, certified mailed wi...

#141772
Nov 15, 2008
471

Anonymous
Wilshire Credit - I faxed Wilshire a letter
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I spent the last 6 months trying to contact Wilshire by all means possible with no avail. This week I faxed them a letter telling them to go ahead and foreclose if they dont want t...

#141718
Nov 13, 2008
519

Cclparrott
Wilshire Credit - Crooks - Charge Bogus Late Charges!
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Wilshire charges late fees on checks they sit on. I have two loans with them..one will post and the higher) one will not. I send them the same day..they claim the post office is t...

#141544
Nov 09, 2008
543

Treesear...
Wilshire Credit - Threatened to reposess truck when payment was lost in mail
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Mailed in a postal money order three days before payment was due. Had proof of money order and mailing. They said they never received the payment and were threatening to reposess...

#141340
Nov 03, 2008
331

Wamu
Wilshire Credit - How employee are hired
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

To all the Cutomers that write in, did it ever occure to you that the staff Wilshire hire are temp employee's. At least 99% cause the other 10% are not allowed to tell you the ...

#139702
Oct 16, 2008
607

Iceymike
Wilshire Credit - Wilshire not willing to modify loan
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

We have been paying on time for 3 years & because of my job (commission sales) & the housing crisis in California, we need to modify our loan. Wilshire actually said that t...

#139388
Oct 14, 2008
1077

Anonymous
Wilshire Credit - Not changing my payment date and now my home is going into foreclosure
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Wilshire will not budge to change the date on my payment till the end of the month since last summer I've been fighting with them since I get paid twice a month. Would not add ...

#139030
Oct 11, 2008
433

Anonymous
Wilshire Credit - Company Has Failed to modify loan.
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Wilshire has my mortgage and I fell behind on my payments as far back as September of last year. I contacted them regarding this matter and they told me to hold and submit paper wo...

#138781
Oct 09, 2008
634

Joe loo
Wilshire Credit - EFF WILSHIRE!!!!!!!!!!!!!!
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Hey does anyone know of a classaction law suit in Louisiana that I can join.I dont even know where to begin with this company.Ive been through so much within this last year with st...

#137964
Oct 03, 2008
518

Nickita
Wilshire Credit - Willshire is a bad company, thives
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Willshire are thieves, i had 2 mortage with them, and i paid them off, because they do not good to deal with, especially during this bad time, we are struggling to pay out mortagag...

#137474
Sep 30, 2008
656

Anonymous
Lost 2 short sale buyers because of Wilshire Credit Corp
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Been trying to save my home from being foreclosed by Wilshire Credit Corporation. They're very difficult to talk to because they hardly stay on the phone. If there is a class a...

#135767
Sep 17, 2008
423

Pete745
Wilshire Credit - Willshire Credit Corp. are thieves.
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I'd like to join the class action suit against Wilshire Credit. They sent me an increased mortgage amount bill saying I didn't escrow enough for my property taxes and wante...

#133859
Sep 03, 2008
816

Anonymous
Wilshire Credit - Where is the customer service?
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Here in Missouri we have experience 5 federally declared disasters. I have called Wilshire trying to make payment arrangements and I keep getting reminded that they are a loan serv...

#133394
Aug 30, 2008
587

BLACKSWAN
Wilshire Credit Corp.
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

We paid 23920.22 to a law firm via a cashiers check, got our receipt to stop foreclosure. Three weeks later the mortgage co. Wilshire contacts and says they don't have the mone...

#132697
Aug 25, 2008
1050

Anonymous
Wilshire Credit Corp.
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

They have changed our due date that was set in stone by our original loan company, they have moved it up so they can charge us late charges, that I will not pay. I will join you in...

#131733
Aug 16, 2008
833

Nag1601
Wilshire Credit Company
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

This company has continually over a three year period falsely reported to the credit bureaus my payment history, as well as embellishing the actual and accurate payment I owe them....

#130966
Aug 10, 2008
412

Mybrother
Wilshire Credit - Wilshire charge $6,000 to modify home loan
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

How is it possible for Wilshire Credit Corp or any company to get away with ripping off needed people. I was assisting my brother with paperwork from Wilshire to modify his mortage...

#130434
Aug 06, 2008
692

Crazyanna
Wilshire Credit - Wilshire mortgage
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

First of all, you didn't finance with Wilshire Credit. your loan was transfered to them after origination.They are a servicer not a bank. You didn't have a choice. There is...

#130193
Aug 04, 2008
1567

Hawk
Wilshire Credit Corporation
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Wilshire Credit Corporation is the servicing agent for my mortgage. I am currently seeking a loan modification. They requested I fax my financial information, includin...

#130121
Aug 03, 2008
2264

Anonymous
Wilshire Credit - Wilshire useless corp
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Trying to modify your mortgage with wilshire is ***!!!! they never return you calls and they modify your mortgage alright they up your payments. after sending payments in and they...

#128299
Jul 21, 2008
423

Anonymous
Wilshire Credit - First time home buyer
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I am so unhappy and verry pissed i tried to purchase a property which they owned and i did everything i was supposed to do all inspections paid for my appraisal and i lost all that...

#127931
Jul 17, 2008
364

Anonymous
Wilshire Credit - Have tried since April 4th and no returned calls
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I have been trying every week to get in touch and speak with someone regarding a hardship. Now it is July and still no calls back and I am still yet to talk to someone in this depa...

#125846
Jun 30, 2008
578

HateWils...
PA. Class Action Lawsuit Against Wilshire Credit Corporate
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Does anyone wan to Join in a Pennsylvania class action law suit against "Wilshire Credit Corporation" - Rip off mortgage company?How can our goverment stand b...

#125293
Jun 25, 2008
5365

Quiti
Wilshire Credit - Wilshire screwed my Grandma out of her home
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

First, Wilshire Credit Corp refinanced my 82-year-old grandmother's home for a price she clearly could not afford on her fixed social security income. Then they started to fore...

#124535
Jun 18, 2008
687

Anonymous
Wilshire Credit - Threatened Forclosure & not signing the Forbearence Agreement
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I'm now out from under Wilshire's thumb. They screwed with me for 9 years. I was actually in a mental hospital having a breakdown due to financial stress and when they star...

#123864
Jun 12, 2008
1494

Dbarnd
Wilshire Credit brok into my home too...
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Wilshire foreclosed on a property in Arizona. I later bought it from a company that bought it at auction from the trustee that Wilshire hired to sell it. Two weeks after the auctio...

#123769
Jun 11, 2008
1031

Anonymous
Wilshire Credit and Collections Lie and Scam Every Penny Out of You They Can Get
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Everyone reading these reviews against Wilshire Credit Please also go to www.ripoffreport.com and also see many, many other people who have had it with this company. You can also s...

#123452
Jun 08, 2008
492

Hoss4104
Wilshire Credit - Wilshire breaks into home
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Wilshire sucks, i have a home loan (it is in idaho) with them tried to work out a forebarance last year after losing my job, no luck they kept losing the "paperwork" have...

#123163
Jun 05, 2008
1403

Anonymous
Wilshire Credit 's Latest Ploy
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Anyone who has Wilshire as your mortgage servicer. BEWARE if they want you to sign a forebearance agreement as they are now starting to do to people. If you sign, they own you. Hav...

#123102
Jun 04, 2008
1727
Reviews 31-60 of 84

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Loans and Mortgages
Every time there is a need to borrow money person faces an option - to go to a mortgage broker or to work with a direct lender. Many people choose to work with mortgage brokers and direct lenders alike, depending on their individual situation and needs. A mortgage is a lien on a property/house that secures a loan and is paid in installments over a set period of time. The mortgage secures a person's promise that he/she will repay the borrowed money to buy a home. A person should be ready for a financial commitment that could last several decades. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. It is vital to make sure that the right mortgage is selected, the one that is right for a person, his/her future plans, and his/her financial situation. Each borrower may choose among the following types of mortgage: fixed-rate mortgage, adjustable-rate mortgage, balloon/reset mortgage, reverse mortgage. A loan is a type of debt. A loan predetermines the redistribution of financial funds over a certain period of time, between the borrower and the lender. At first the borrower receives a certain amount of money from the lender. The borrowed sum is usually but not always paid back in regular installments, to the lender. As a rule, the service is offered at a cost, which is called an interest on the debt. Under the terms of the loan, a borrower may be subject to certain restrictions - loan covenants. Loans are offered by all the financial institutions, like banks and financial services companies.

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