I spent the last 6 months trying to contact Wilshire by all means possible with no avail. This week I faxed them a letter telling them to go ahead and foreclose if they dont want to work out a loan modification. Now they are calling me and leaving messages that they want to talk. Too late, the damage is done and I refuse to talk to them. My house is worth 15% less in value and has not appreciated in 2 years. It's pointless paying on a mortgage that exceeds the value of the house. Chapter 13 bankruptcy next.
1. Written by Wilshire is not responsible fo, on 05-10-2009 23:56
I can not believe how people tend to blame the bank or mortgage servicer for them losing their homes when it is their own fault. You signed a contract and knew what you were signing and if not that is stupid because you did not want to take the time to read before signing. Wilshire is a loan servicer, not the lender you signed the loan note with.Sometimes circumstances change but if you bought a car and had a loan on that and did not make the payments, would not that car be repossesed? Not any different than a home loan, if you do not pay then you could lose the home.
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