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Wilshire Credit Reviews

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84 complaints

Wilshire Credit Complaints & Reviews

Wilshire Credit Reviews

Anonymous
Wilshire Credit - They keep say im one month behind im two months i have late fes i dont have insurance they keep rate
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Im i hate wilshire they are stealing my money thet dont have ther files together they losse paper work you have to keep sending it to them all ther dates be wrong they say you owe ...

#122185
May 27, 2008
584

Teedoff4...
Wilshire Credit - Read this about Wilshire and Merrill Lynch
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Http://wilshirecreditcorporationmerrilllynch.blogspot.com/ You will find a useful link on there that will point you in the right direction-the truthful one that explain...

#121831
May 22, 2008
680

Wilshire...
Wilshire Credit - Trying for a loan modification
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I was 60 days behind in my mortgage, Wilshire stopped accepting my money, I applied for a loan modification in March, they did not begin to process it until May 2. I have faxed the...

#121182
May 16, 2008
787

Picasso
Wilshire Credit - Friends Don't Let Friends Use Wilshire Mortgage Corp
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I made the mistake of financing with wilshire mortgage, and I REGRET IT! whenever i contact them, it takes too long to get an answer. it's as though they are trying to wear you...

#119698
May 03, 2008
354

Denisela...
Wilshire Credit - Wilshire mortage co
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I have the same problem with whilshire credit mortage i fell behind on my payments and for 6 months i called them told them what was going on no help went to hud no help so they fo...

#119596
May 02, 2008
1106

Debi333
Wilshire Credit - Wilshire
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Sadly enought I too have Wilshire Credit Corp for my mortgage company, which has consistently charged unreasonable fees and continues to raise my mortgage dispite rates falling. Th...

#119379
Apr 30, 2008
643

Anonymous
Wilshire Credit - Who is this *** company
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

We have been tryng to settle a 2nd on our home for well over 2 years, we can't reach anyone when we call, We have left many messages,they don't return calls.This is holding...

#119296
Apr 29, 2008
621

Anonymous
Wilshire Credit - Wilshire is scamming me and milking every penny from me
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Wilshire has stalled me for 3 plus years say they working out a forbearance i send them 15 times all financial records only to have account shoved under the carpet yet they charge ...

#118775
Apr 23, 2008
633

Frustrat...
Wilshire Credit - Wilshire's misleading promises
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Absolutely pissed, lied to many times, mislead many times, frustrated and so burned out trying to work something out with this debt servicer owned by Merril Lynch- Wilshire C...

#118773
Apr 23, 2008
906

Anonymous
Wilshire Credit - Failed to provide timely escrow analysis
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

After several t/calls & letters, it took us 6 mos. to get a new escrow analysis, which revealed a huge shortfall because Wilshire did not escrow for our hazard insur. when they...

#118772
Apr 23, 2008
397

Skj
Wilshire Credit - Stalled and Lied Lied and Lied to me
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Wilshire raised our mortgage to a horribly high interest rate. We couldn't make payments and Wilshire asked us to file for forebearance. We did this and was told that our new i...

#118255
Apr 17, 2008
1313

Hobo
Wilshire Credit - Putting it off
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

We have had wilshire for 3 years now with no late payment, no missed payments and our adjustable rate is supposed to go in effect by May 2008. I fedex wilshire all the paperworks n...

#118007
Apr 14, 2008
585

Anonymous
Wilshire Credit - Wilshire is a rip off
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

They went into contract with me regarding some house they owned due to foreclosure - i signed the contract in January. The house was vandalized, they refused to pay for the damages...

#117710
Apr 10, 2008
778

Hot1053
Wilshire Credit - Minnesota Class Action
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I'm willing to be involved with a class action suit against Wilshire Credit Corporation. I was told their CEO's name isJay Memmott. Wilshire Credit Corporatio has declined ...

#117213
Apr 04, 2008
859

Anonymous
Wilshire Credit - Lost in 24
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I got behind in payment sent payment wilshire declined it ssid it was due in 13th and didn't receive until 14th forclosed on 19th changed locks b-4 deed was done want more info...

#116579
Mar 27, 2008
508

Anonymous
Hi, has anyone in Minnesota decided to file a class action lawsuit against Wilshire Credit .??
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Has anyone in minnesota started a class action lawsuit against Wilshire. We need to band together to stop what they are doing. Most of us can't afford good legal help by oursel...

#116435
Mar 25, 2008
888

Anonymous
Lack of supervision by a Wilshire Credit Corpoation employee
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

A "person" by the name of Janelle Probosco caused me to lose my home in 2006 because of her nasty,uncooperative attitude. She had no business being involved in my account...

#116389
Mar 25, 2008
1256

Tlh6126
Wilshire Credit
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I have my 1st & 2nd mortgage with Wilshire. I always make my 2nd pymt on time but have had trouble making the 1st on time because they increased me from 6.75% to 10.75% in the ...

#114666
Mar 05, 2008
1330

Lilmoe
Wilshire Credit - Wilshire Stinks
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Wilshire bought our mortgage and from day one we have had credit reporting issues. I have also called to find out if a bal is due and they will tell me that the acct is...

#114545
Mar 04, 2008
722

Hthrweig...
Wilshire Credit - Over the mortgage Gustapo
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I was sold to Wilshire about 3 years ago. It has been one living nightmare after another. They barrage you with letters over and over and over, one right after the other, all telli...

#112983
Feb 12, 2008
798

Anonymous
Wilshire Credit Corporation - Avoid them!
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

Wilshire Credit Corporation is a predatory debt collector for lenders and mortgage companies. You are well advised to avoid them. They advertise goodwill reputation, but there {ln:...

#112917
Feb 11, 2008
653

Anonymous
Wilshire Credit - Wishire credit corp unjust fees
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I have a mortgage thru wilshire also and have received numerous "fees and charges" received that are unjust and have not been reimbursed as yet. We will see when the hous...

#112036
Jan 30, 2008
2628

Anonymous
Wilshire Credit - Wilshire Corp. endorsed my check that I had written out to a diffrent mortgage company.
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I have to mortgages every month, unfortunitly I sent both checks in one mortgage envelope on accident. One check was made out to Wilshire and the other was Saxon Mor. Wilshi...

#111775
Jan 26, 2008
660

Anonymous
Wilshire Credit - Late and appraisal fees
5.0 PO Box 8517 PortlandOR 97207-8517 888.502.0100 https://www.wcc.ml.com/index.aspx

I am reading these reviews and am happy there are other people out there experiencing the same thing. Wilshire has added on appraisal and late fees to my account. I live in Arizona...

#109832
Jan 01, 2008
997
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Loans and Mortgages
Every time there is a need to borrow money person faces an option - to go to a mortgage broker or to work with a direct lender. Many people choose to work with mortgage brokers and direct lenders alike, depending on their individual situation and needs. A mortgage is a lien on a property/house that secures a loan and is paid in installments over a set period of time. The mortgage secures a person's promise that he/she will repay the borrowed money to buy a home. A person should be ready for a financial commitment that could last several decades. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. It is vital to make sure that the right mortgage is selected, the one that is right for a person, his/her future plans, and his/her financial situation. Each borrower may choose among the following types of mortgage: fixed-rate mortgage, adjustable-rate mortgage, balloon/reset mortgage, reverse mortgage. A loan is a type of debt. A loan predetermines the redistribution of financial funds over a certain period of time, between the borrower and the lender. At first the borrower receives a certain amount of money from the lender. The borrowed sum is usually but not always paid back in regular installments, to the lender. As a rule, the service is offered at a cost, which is called an interest on the debt. Under the terms of the loan, a borrower may be subject to certain restrictions - loan covenants. Loans are offered by all the financial institutions, like banks and financial services companies.

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