Wilshire accepted pay online for a payment last July, they indicated in August to me that the loan was in default, because they never received payment". When I discussed with them they indicated that they had indeed received payment, but the account number was 1 digit off/. Realizing this they still insisted on their late fee and document 30 days late to all credit bureaus?. Conviently, this happened after I indicated that I was refianancing and taking my business elsewhere|. What better way to keep a customer, than monkey up their Perfect credit on their mortgage,. I still refinanced, but they still have 1 late pay on my recorde?. I reported to credit bureaus and all they did was ask Wilshire, who refused to change their report:. They are dishonest and use poor tactics to keep customer'. If there is law suit, please include me 129475c



  Comments (1)
1. Written by More effort needed here! on March 2, 2010 from greenville, south carolina, US
There are reputable forums on the web that will show you for free step by step how to keep disputing this bogus item until it is removed. Your FICO (hint hint) score is very important and you cannot just give up after this first step. The credit bureaus have to follow procedures until you are satisfied.  

 

Wilshire is not interested in keeping customers. They are a collection agency. Repossession is their bread and butter.

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