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Wilshire credit corp. was just bought out by bank of america, however they decided to keep my payments. My account went over to B of A showing that I have not paid since November 2009 but all of my payments were made. THEY KEPT THE MONEY!!! HAS THIS HAPPENED TO ANYONE ELSE? B of A is telling me most of the accounts look that way. If this has happened to others we need to join forces to keep from loosing our homes. I am now in the process of proving that I have made my payments but if they cannot recoup the money from Wilshire it may not matter. 1294a1a  Comments (17) |
| 1. Written by My Money Has Been Stolen on September 22, 2011 from ft. collins, colorado, US I just found out that Wilshire Mortgage has been taking escrow from my mortgage. I pay my own property insurance and taxes. I asked BOA to tell me where the money has been going and how can I get it back. They told me that they will not credit the money back to me but they will stop taking it and I need to contact Wilshire to get my money back from them. I have no way of contacting Wilshire all websites and telephone number sent me to BOA. So they have just taken my money.... |
| 2. Written by michael in cali on July 19, 2010 from los angeles, california, US B of A is theworst ever everything I have readhas happened to me. they are a joke I want to start a class action but need involvment from all homeowners in cali to contactme about they issues |
| 3. Written by Erica on July 13, 2010 from indianapolis, indiana, US In 2007 I paid of my Wilshire loan via the sale of my condo. Yesterday, I went online to pay my BOFA credit card bill and noticed that BOFA listed an account for a mortgage of over $112,000. I called BOFA and they said the loan is in my name, with my social security number and that they received the loan from Wilshire. The really strange thing is, when they opened the loan, it was in the name Eugene Coizza and had a NY address. I think there is some serious fraud going on here..... |
| 4. Written by ROBERT on July 12, 2010 from ionia, michigan, US Wilshire sold my loan to BOA and told them that I have not made any payment for 14 months.Out of the money that I did pay, they sent 1000.00 to BOA. Now I have to look for a new house because BOA raised my to beyond my income |
| 5. Written by Steve 5-26-2010 on May 26, 2010 from ocoee, florida, US My wife and I are in the same situation as most of you. If BOA does intend to forclose, ask them to produce the original mortage, then go and find a good forclosure attorney. That maybe a oxymoron! Also, people need to start researching the validity of the promisary and just what banks use them for. |
| 6. Written by Rito Esquivel: May 19, 2010 on May 19, 2010 from seattle, washington, US Here we go again, I am going throught the very same situation. Anyone experiancing this should file a complaint with the WA AGOs office, file a complaint with DFI who will in turn forward your complaint to the Comptroller of the Currency who will share that information to the FTC. Once this has been done you will recieve a confomation letter from each of the above whiche will contain a case or file number, where you will be able to send all of your documentation and relative thoughts, oh ya...!! Keep every piece of relative information, receit and any letter you recieve, make about four copies of everything because when you recieve your conformation letter send your information to them all. P.s. send everything return reciet requested-LATE  |
| 7. Written by on May 8, 2010 from indianapolis, indiana, US Don't be surprised if BOA loses your faxes. They will try everthing in there power to get you to pay those missing months. I've faxed proof of payment to the "Payment Research Department" at BOA (6) time with no resolve. I now have to seek a finacial attorney. A Class Action Lawsuit would be a good idea at this point. It would certainly put some minds at ease. |
| 8. Written by George on May 5, 2010 from -, -, US Same thing happened to me. I am also faxing proof of auto debit payments to BofA. |
| 9. Written by monica on April 29, 2010 from toledo, ohio, US This same thing is happening to us right now!!! I am faxing copies of checks to bank of america now |
| 10. Written by Guest on April 16, 2010 from salem, oregon, US Pica, Did you pay off the loan or did you short sale the loan. If you did a short sale then you diodn't recieve a full lein release because Wilshire does not do that. That means that whatever the shortage is the bank is still able to collect. |
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