Sadly enought I too have Wilshire Credit Corp for my mortgage company, which has consistently charged unreasonable fees and continues to raise my mortgage dispite rates falling. They tell me that Wilshire has nothing to do with it.
I think Wilshire needs a class action suite due to their unethical practices, ie charges and fees and reporting practices. Wilshire acts more like an unethcial collection agency than a mortgage company.
I am in the middle of refinancing and Wilshire has made everything extremely difficult with multiple delays where they WiLL NOT RETURN my calls for my refinancing needs, and they send harrassing mail and make horrible collection calls.
I really hate this company and wish nothing but the worse for the owner!
Monetary Loss: $1500.