I began working with Wilshire last year - July 2008 and went up to October 2008. After calling back every week to be on hold and not receive any type of an answer. The last call basically told me there was nothing they could do, the person I spoke with could not speak clear and I could not tell if it was male or female on the other end.
November 2008 I start working with a third party negotiator, I am not sure if I can list them here or not. December taxes were due and paid. This was a way for Wilshire to delay a response after multiple calls going into January and February, Wilshire stated that they need to check with our county to make sure payments were made.
Throughout this time, I had been making payments and there has been no type of a response from Wilshire. March 2009 comes along, I decide to not make a payment and I notify my negotiator of this. Negotiator calls many times to find out what is going on and is told that Wilshire is reassigning it to another negotiator. Nearly 3 weeks go by and this is the same answer that my negotiator receives.
April 2009 - no intentions of making payment this month and after about a week into the month an answer is given to my negotiator. The answer is an agreement has been sent. What I received is a forbearnce agreement, I am not happy with the agreement and have been on the phone with them the past few days, not the negotiator.